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Ministry Money Mistakes I. No voted in annual budget. Robbing Peter to pay Paul. Using mission money to pay church bills. No financial reports. No using % next to expenditures on the reports. Paying bills late. Counting offerings during church. No Missions program.

Ministry Money Mistakes II. Not filing for return of excise tax on bus gas. Not dealing with two bankers-one local & one national. Not getting to know your bankers. Failing to base this years budget on last years actual income. Not getting multiple bids on items over $100.

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